Cost #24/31 · Cost of living · Europe · Eurostat PLI 2024
🇫🇮 Cost of living in Finland
Finland runs pricier than most of the EU-27 across rent, groceries and transport - see where the gap is widest and how far local income actually stretches.
- Cost rank · cheapest = #1 of 31
- #24
- Affordability rank · highest purchasing power = #1 of 29
- #12
Finland's livability score
Livability score
35/100
Finland, weighted across 8 of 8 tracked dimensions
A cost-and-income composite (price-level indices plus purchasing power), not an overall quality-of-life judgment, it does not weigh climate, safety, culture, or healthcare outcomes.
- Purchasing power C €29,740
Median net income adjusted for local cost level
- Overall cost F 127
Eurostat overall price level (EU27=100)
- Rent F 129
Housing / rent price level (EU27=100)
- Groceries F 110
Food and non-alcoholic beverages (EU27=100)
- Healthcare F 153
Healthcare price level (EU27=100)
- Transport F 112
Transport price level (EU27=100)
- Utilities D 90
Electricity / gas / water (EU27=100)
- Restaurants F 127
Restaurants and hotels (EU27=100)
Finland: mid-pack 2024 Eurostat shift
Overall cost index changed -0.9 vs 2023 - a typical mid-pack European delta.
- Healthcare index 156 153 2023 → 2024
Healthcare index fell from 156 to 153 between the 2023 and 2024 Eurostat releases.
- Groceries index 112 110 2023 → 2024
Groceries index fell from 112 to 110 between the 2023 and 2024 Eurostat releases.
- Transport index 114 112 2023 → 2024
Transport index fell from 114 to 112 between the 2023 and 2024 Eurostat releases.
- Restaurants index 129 127 2023 → 2024
Restaurants index fell from 129 to 127 between the 2023 and 2024 Eurostat releases.
- Utilities index 88 90 2023 → 2024
Utilities index rose from 88 to 90 between the 2023 and 2024 Eurostat releases.
Finland in the 120+ cost band
On the EU-27 = 100 scale, Finland's overall index (127) sits in the 120+ band with 9 other published countries. The Europe-wide band mix lives on the rankings hub, not repeated here.
Where Finland's high price level concentrates
Bars + gauge for an above-EU overall index (127): which categories drive the premium, not a restated Europe lecture.
Finland - price level by category (EU-27 = 100)
🇫🇮 Finland vs EU-27 = 100
Gauge reads the same overall cost_index (127); the tick marks the EU average.
In Finland, healthcare is the most expensive category and utilities the least.
Why Finland reads expensive on Eurostat
Finland's overall consumer price level is 27% above the EU-27 average. (How this index is built →)
Healthcare is the priciest category in Finland, at index 153, ahead of utilities at index 90 relative to the EU basket.
That price gap trims real purchasing power here: because prices run above the EU average, the headline income of €29,740 is worth closer to €23,381 once translated into EU-27-average terms.
Cities in Finland
National averages hide the big-city premium. See real monthly rent, groceries and transit costs for Finland's cities.
Eurostat PLI Basket · similar price levels and purchasing power
Two peer sets for Finland: nearest overall price-level indices (EU-27 = 100) and nearest cost-adjusted incomes (median net income ÷ cost index). The cost band block above stays cohort-based; these neighborhoods vary by entity.
Similar overall cost index
Nearest countries by Eurostat price level (127 here, EU-27 = 100).
PLI neighbourhood · Finland
Similar purchasing power
Nearest countries by cost-adjusted income (€23,381 here).
What to do with this Finland data
Finland ranks #12 of 29 for cost-adjusted purchasing power. A raw price index alone does not tell you whether income stretches further here than elsewhere.
- Run the numbers for Finland in the calculator
- Compare Finland vs United Kingdom side by side
- See the full best-value ranking
- Browse every country we track
These are Eurostat comparative price-level averages for the whole country, not a personal budget. Regional and city-level costs can differ substantially from the national figure.
Frequently Asked Questions
Is Finland expensive to live in?
Finland's overall cost of living is 27% above the EU-27 average (index 127). Healthcare is the priciest category and utilities the cheapest.
What are housing & utilities costs in Finland?
Finland's housing & utilities price index is 129, above the EU norm.
How does income compare to costs in Finland?
That price gap trims real purchasing power here: because prices run above the EU average, the headline income of €29,740 is worth closer to €23,381 once translated into EU-27-average terms.
PlainCostOfLiving is rendered directly from Eurostat comparative price levels and median equivalised net income, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-20. Primary sources: Eurostat comparative price levels (prc_ppp_ind) and Eurostat median equivalised net income (ilc_di03).